Terms and Conditions

1. ACCEPTANCE OF TERMS

1.1. These Terms constitute a legally binding electronic contract between you and Simple RA Solutions Private Limited.

1.2. By:

• a. accessing or browsing the Platform;
• b. creating an account;
• c. clicking “I Agree”, “Accept”, “Sign Up” or any similar button;
• d. purchasing or subscribing to any service;
• e. using any feature of the Platform; or
• f. otherwise accessing or using the Platform,

you acknowledge that you have read, understood and agreed to be legally bound by these Terms.

1.3. If you do not agree to these Terms, you must immediately discontinue access to and use of the Platform.

1.4. These Terms shall be read together with the Company's:

• Privacy Policy;
• Refund and Cancellation Policy;
• Disclaimer;
• Community Guidelines;
• Professional Terms, where applicable;
• Subscription terms; and
• any other policies, notices or terms expressly incorporated into these Terms.

Each such document shall form an integral part of these Terms to the extent applicable.

2. IMPORTANT DISTINCTION: PLATFORM AND PROFESSIONAL SERVICES

2.1. Simple RA Solutions Private Limited operates Simply RA as a technology platform.

2.2. The Platform is intended to provide technology infrastructure through which eligible Professionals may manage their business, publish permitted content, communicate with Clients, provide research or other permitted services, manage subscriptions, collect or facilitate payments, and use other technology-enabled features.

2.3. Simple RA Solutions is not, merely by operating the Platform, the provider of the underlying research, investment advice, recommendation, financial service or other professional service offered by a Professional.

2.4. Except where expressly stated otherwise and lawfully permitted, Simple RA Solutions does not:

• a. act as a Research Analyst;
• b. act as an Investment Adviser;
• c. provide personalised investment advice;
• d. manage investments or portfolios;
• e. execute securities transactions for Clients;
• f. hold securities or investment funds on behalf of Clients;
• g. guarantee investment returns or profits;
• h. make representations concerning the future performance of any security; or
• i. assume responsibility for the professional services independently provided by a Professional.

2.5. The existence of a Professional profile, research report, recommendation, subscription, communication or other offering on Simply RA does not constitute an endorsement, certification, recommendation or guarantee by Simple RA Solutions.

3. REGULATORY STATUS OF PROFESSIONALS

3.1. A Professional is solely responsible for ensuring that the services offered through the Platform comply with all Applicable Laws.

3.2. Where a Professional undertakes activities requiring registration, certification, qualification or authorisation from the Securities and Exchange Board of India (“SEBI”) or any other competent authority, the Professional shall independently obtain and maintain all such registrations, approvals and qualifications.

3.3. Where applicable, a Professional offering research services shall comply with the SEBI (Research Analysts) Regulations, 2014, applicable circulars, master circulars, guidelines, directions and other regulatory requirements, as amended from time to time.

3.4. A Professional shall not represent or imply that Simple RA Solutions itself is the provider of the Professional's regulated service merely because such service is made available through Simply RA.

3.5. Professionals shall be solely responsible for:

• a. maintaining valid regulatory registration, where required;
• b. providing legally required disclosures;
• c. complying with applicable code-of-conduct requirements;
• d. ensuring the accuracy and integrity of their research and content;
• e. ensuring that their recommendations and communications comply with Applicable Law;
• f. maintaining required books, records and documentation;
• g. handling complaints relating to their own professional services;
• h. complying with applicable KYC and client-onboarding requirements;
• i. complying with applicable fee and disclosure requirements;
• j. complying with applicable tax requirements; and
• k. all representations, statements, claims and promises made by them to Clients.

3.6. Simple RA Solutions may require Professionals to provide registration certificates, identification documents, disclosures, declarations, regulatory information or other documentation before or during their use of the Platform.

3.7. Simple RA Solutions reserves the right to suspend, restrict or terminate a Professional's access where:

• a. required by Applicable Law;
• b. regulatory registration expires, is suspended or is cancelled;
• c. information supplied by the Professional is false or materially misleading;
• d. the Professional violates these Terms;
• e. unlawful or fraudulent activity is suspected; or
• f. continued access presents a material legal, regulatory, security or reputational risk to the Platform.

4. NO INVESTMENT ADVICE BY SIMPLE RA

4.1. Simple RA Solutions does not provide investment advice or investment recommendations through Simply RA merely by providing technology infrastructure.

4.2. Information, analytics, market data, educational material, automated outputs, AI-generated content or other information supplied directly by the Platform shall not, unless expressly identified otherwise and legally permitted, be construed as personalised investment advice.

4.3. Nothing contained on the Platform should be interpreted as:

• a. a recommendation to buy, sell or hold any security;
• b. a guarantee of investment performance;
• c. a representation of future returns;
• d. a solicitation to undertake a particular investment; or
• e. a substitute for independent professional or financial advice.

4.4. Securities-market investments are subject to market risks. Past performance does not necessarily indicate future performance.

4.5. Users are solely responsible for their investment decisions and the consequences thereof.

5. ELIGIBILITY

5.1. You represent and warrant that:

• a. you have the legal capacity to enter into a binding contract;
• b. the information provided by you is accurate and complete;
• c. your use of the Platform will comply with Applicable Law; and
• d. you are not prohibited by law from using the Platform.

5.2. Where you use the Platform on behalf of a company, LLP, partnership, trust, organisation or other legal entity, you represent that you have authority to bind such entity.

5.3. The Company may refuse registration or restrict access where eligibility requirements are not satisfied.

6. ACCOUNT REGISTRATION

6.1. Certain Platform features require creation of an account.

6.2. You shall provide accurate, complete and current information during registration and shall promptly update such information when it changes.

6.3. You shall not:

• a. impersonate another person;
• b. create an account using another person's identity without authorisation;
• c. misrepresent your relationship with an entity;
• d. provide false professional or regulatory credentials;
• e. create an account for an unlawful purpose; or
• f. maintain multiple accounts for the purpose of circumventing Platform restrictions.

6.4. You are responsible for safeguarding your login credentials.

6.5. All activity undertaken through your account shall be presumed to have been authorised by you unless you promptly notify us of unauthorised access.

6.6. The Company may undertake verification, including identity, professional, regulatory, payment, tax or business verification, as reasonably necessary.

7. USE OF THE PLATFORM BY PROFESSIONALS

7.1. Professionals receive a limited, non-exclusive, non-transferable and revocable right to use the Platform for lawful business purposes in accordance with these Terms.

7.2. A Professional shall not use the Platform to:

• a. provide a service beyond the scope of their legal or regulatory authorisation;
• b. make guaranteed-return claims;
• c. publish fraudulent or misleading performance information;
• d. misrepresent regulatory registration;
• e. manipulate reviews or testimonials;
• f. distribute unlawful investment schemes;
• g. engage in market manipulation;
• h. use the Platform for unlawful solicitation; or
• i. otherwise violate Applicable Law.

7.3. The Professional acknowledges that Simple RA Solutions is providing technology infrastructure and does not become the Professional's employer, partner, agent, fiduciary or joint venture partner merely because the Professional uses the Platform.

8. CLIENTS AND END USERS

8.1. Clients may use Simply RA to discover, communicate with or purchase services from Professionals.

8.2. A Client acknowledges that the Professional is responsible for the substance and delivery of the underlying professional service.

8.3. Before purchasing a Professional's service, Clients should review the Professional's identity, regulatory status, disclosures, pricing, service description and applicable terms.

8.4. A Client's purchase through Simply RA does not constitute an assurance by Simple RA Solutions regarding the quality, profitability, suitability or legality of the Professional's service.

9. CONTRACTUAL RELATIONSHIP BETWEEN PROFESSIONAL AND CLIENT

9.1. Unless expressly stated otherwise in writing, the purchase of a Professional's service creates a contractual relationship between the relevant Professional and Client concerning that service.

9.2. Simple RA Solutions provides the technology infrastructure through which such relationship may be initiated, administered or facilitated.

9.3. Simple RA Solutions is not responsible for disputes arising solely from:

• a. the content of a Professional's research;
• b. a Professional's investment recommendation;
• c. investment performance;
• d. professional advice;
• e. the accuracy of a Professional's representations; or
• f. other obligations that belong exclusively to the Professional.

9.4. Nothing in this clause removes or limits any statutory rights a Client may have against Simple RA Solutions under Applicable Law.

10. PLATFORM FEES AND PRICING

10.1. Certain features of Simply RA may require payment.

10.2. Applicable pricing, subscription fees, transaction fees, platform fees or other charges shall be disclosed before purchase, wherever reasonably practicable.

10.3. Simple RA Solutions may change its Platform pricing prospectively.

10.4. Promotional pricing, discounts or credits may be subject to separate terms and may be withdrawn or modified in accordance with their applicable conditions.

10.5. All applicable taxes, including GST where applicable, may be charged in addition to stated prices unless expressly stated otherwise.

11. PAYMENTS

11.1. Payments may be processed through third-party payment processors or payment gateways.

11.2. By initiating a transaction, you authorise the applicable payment service provider to process the payment using the payment method selected by you.

11.3. Simple RA Solutions may receive, process, facilitate or route payments depending upon the applicable transaction structure.

11.4. Where amounts are collected on behalf of a Professional, the applicable transaction and settlement arrangement shall be governed by the relevant commercial and payment terms.

11.5. Simple RA Solutions may deduct applicable Platform fees, transaction charges, taxes, refunds, chargebacks or other amounts lawfully payable before settlement, where applicable.

11.6. Simple RA Solutions may place a transaction or settlement on hold where reasonably necessary because of:

• a. suspected fraud;
• b. payment failure;
• c. chargeback;
• d. regulatory requirements;
• e. legal requirements;
• f. payment processor requirements; or
• g. security concerns.

12. SUBSCRIPTIONS

12.1. Certain Services may be offered through recurring subscriptions.

12.2. Where a subscription automatically renews, the renewal frequency and applicable charges shall be disclosed before or at the time of subscription.

12.3. By subscribing, you authorise the applicable payment processor to charge the payment method associated with your account for each renewal period until cancellation.

12.4. You must cancel the subscription before the applicable renewal date to avoid the next renewal charge, subject to the applicable cancellation policy.

12.5. The Company may suspend subscription access where payment fails or remains outstanding.

13. REFUNDS, CANCELLATIONS AND CHARGEBACKS

13.1. Refunds and cancellations shall be governed by the Simply RA Refund and Cancellation Policy, which is incorporated into these Terms by reference.

13.2. Different refund conditions may apply to:

• a. Platform subscriptions;
• b. digital products;
• c. Professional services;
• d. research subscriptions;
• e. one-time purchases; and
• f. other products or services.

13.3. Where the underlying service is supplied by a Professional, the refund relating to that service may be subject to the applicable terms governing the Professional's offering, subject always to Applicable Law.

13.4. Users shall not initiate fraudulent or abusive chargebacks.

13.5. Any fraudulent chargeback activity may result in suspension or termination of the relevant account and recovery of amounts lawfully due.

13.6. Refund or cancellation requests may be submitted to:

14. USER CONTENT

14.1. Users may submit research, reports, documents, images, text, reviews, comments, communications and other material through the Platform (“User Content”).

14.2. You retain ownership of intellectual property rights that you lawfully own in your User Content.

14.3. By submitting User Content, you grant Simple RA Solutions a limited, worldwide, non-exclusive, royalty-free licence to host, store, reproduce, transmit, display, process and technically modify such User Content solely as reasonably necessary to:

• a. provide the Platform;
• b. display your content to authorised users;
• c. maintain and secure the Platform;
• d. perform backups;
• e. provide technical support;
• f. improve Platform functionality; and
• g. comply with Applicable Law.

14.4. You represent and warrant that you have all rights, licences, permissions and consents necessary to upload and use such User Content.

14.5. You shall not upload content that:

• a. infringes intellectual-property rights;
• b. violates privacy rights;
• c. contains unlawful personal information;
• d. is defamatory or fraudulent;
• e. violates Applicable Law;
• f. contains malicious code; or
• g. violates these Terms.

15. PROFESSIONAL CONTENT AND RESEARCH

15.1. Research, reports, recommendations, analyses, educational content, market commentary and other professional content supplied by a Professional are the responsibility of that Professional.

15.2. Simple RA Solutions does not adopt, endorse, verify or guarantee every statement contained in Professional Content.

15.3. Professionals remain solely responsible for ensuring that their content contains all disclosures, disclaimers and regulatory information required by Applicable Law.

15.4. Simple RA Solutions may remove or restrict content where it reasonably believes that such content violates these Terms, Applicable Law, regulatory requirements or third-party rights.

16. ARTIFICIAL INTELLIGENCE AND AUTOMATION

16.1. Simply RA may incorporate artificial intelligence, machine learning, automation, algorithms or other computational technologies.

16.2. AI-generated or automated outputs may contain errors, inaccuracies, omissions or outdated information.

16.3. AI-generated outputs must be independently reviewed before being relied upon for material business, regulatory, financial or investment-related decisions.

16.4. Professionals remain responsible for reviewing and approving any AI-generated output used in connection with their professional or regulated activities.

16.5. The availability of AI functionality does not make Simple RA Solutions the provider of investment advice or other regulated services.

16.6. Users shall not use AI or automated functionality to circumvent Applicable Law or regulatory obligations.

17. PROHIBITED CONDUCT

You shall not:

• a. use the Platform for an unlawful purpose;
• b. violate securities laws or regulations;
• c. impersonate another person or entity;
• d. provide false regulatory information;
• e. make fraudulent investment claims;
• f. guarantee investment returns;
• g. manipulate market-related information;
• h. upload malware or malicious code;
• i. interfere with Platform security;
• j. attempt unauthorised access;
• k. scrape or systematically extract Platform data without permission;
• l. reverse engineer the Platform except where legally permitted;
• m. infringe intellectual-property rights;
• n. harass, threaten or abuse another User;
• o. misuse personal information;
• p. conduct fraudulent transactions;
• q. circumvent payment or subscription controls;
• r. use automated systems to interfere with Platform operations; or
• s. assist another person in undertaking prohibited conduct.

18. INTELLECTUAL PROPERTY

18.1. All rights, title and interest in and to the Platform, including its software, source code, object code, architecture, design, user interface, graphics, databases, workflows, trademarks, logos, branding, documentation and technology, belong to Simple RA Solutions Private Limited or its licensors.

18.2. Except as expressly permitted under these Terms, no right or licence is granted to you in relation to the Platform's intellectual property.

18.3. You shall not copy, reproduce, distribute, modify, sell, lease, license, sublicense or commercially exploit any portion of the Platform without prior written permission.

18.4. Simply RA and associated branding may constitute proprietary intellectual property of Simple RA Solutions.

19. THIRD-PARTY SERVICES

19.1. The Platform may integrate third-party services including payment processors, hosting providers, analytics providers, identity-verification providers, communication services and other technology providers.

19.2. Third-party services are governed by their respective terms and privacy policies.

19.3. Simple RA Solutions shall not be responsible for failures caused exclusively by third-party systems outside its reasonable control.

20. PERSONAL DATA AND PRIVACY

20.1. Personal information collected through Simply RA shall be processed in accordance with the Company's Privacy Policy and Applicable Law.

20.2. Users shall provide accurate information and shall not submit another person's personal information without a lawful basis or necessary consent.

20.3. The Company may process information for legitimate purposes including:

• a. account creation;
• b. authentication;
• c. payment processing;
• d. customer support;
• e. Platform operation;
• f. fraud prevention;
• g. security;
• h. regulatory compliance;
• i. analytics; and
• j. improvement of the Platform.

20.4. The Privacy Policy forms an integral part of these Terms.

21. SECURITY

21.1. Simple RA Solutions shall implement reasonable technical and organisational measures appropriate to the nature of the Platform and information processed through it.

21.2. However, no internet-based system can be guaranteed to be completely secure.

21.3. Users are responsible for maintaining the security of their devices, passwords, authentication credentials and accounts.

22. PLATFORM AVAILABILITY

22.1. Simple RA Solutions may modify, suspend, discontinue or replace any Platform feature.

22.2. The Platform may occasionally be unavailable due to maintenance, upgrades, technical failures, cybersecurity incidents, third-party failures or circumstances beyond our reasonable control.

22.3. We do not guarantee uninterrupted, error-free or permanently available access to the Platform.

23. ACCOUNT SUSPENSION AND TERMINATION

23.1. Simple RA Solutions may suspend or terminate your account where:

• a. you breach these Terms;
• b. you violate Applicable Law;
• c. fraudulent activity is suspected;
• d. payment obligations remain unpaid;
• e. your account creates a security risk;
• f. regulatory requirements require action;
• g. you provide materially false information; or
• h. continued access creates material legal or operational risk.

23.2. Where reasonably practicable and legally permissible, the Company may provide notice before termination.

23.3. Immediate suspension may occur where necessary to prevent fraud, security threats, unlawful activity or regulatory violations.

23.4. Upon termination:

• a. your right to access the Platform shall cease;
• b. outstanding payment obligations shall survive;
• c. licences granted to you under these Terms shall terminate;
• d. you shall cease using the Platform; and
• e. provisions intended to survive termination shall remain effective.

24. DISCLAIMER OF WARRANTIES

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE PLATFORM IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

SIMPLE RA SOLUTIONS DOES NOT WARRANT THAT:

• a. the Platform will always be available;
• b. the Platform will be error-free;
• c. the Platform will be completely secure;
• d. information supplied through the Platform will always be accurate or current;
• e. any Professional will provide satisfactory services;
• f. any research or recommendation will produce a particular result; or
• g. use of the Platform will result in any particular financial outcome.

Nothing in these Terms excludes any right, warranty or remedy that cannot legally be excluded.

25. LIMITATION OF LIABILITY

25.1. To the maximum extent permitted by Applicable Law, Simple RA Solutions shall not be liable for indirect, incidental, special, consequential or punitive damages, including loss of profits, revenue, goodwill, business opportunities or anticipated savings.

25.2. Simple RA Solutions shall not be liable for losses arising solely from:

• a. investment decisions made by a User;
• b. research or recommendations supplied by a Professional;
• c. acts or omissions of a Professional;
• d. market movements;
• e. third-party payment failures;
• f. third-party service failures;
• g. unauthorised access caused by compromised User credentials; or
• h. events beyond the Company's reasonable control.

25.3. Subject to Applicable Law, the aggregate liability of Simple RA Solutions arising from or relating to the Platform or these Terms shall not exceed the amount actually paid by the relevant User to Simple RA Solutions for the Platform Services giving rise to the claim during the twelve (12) months immediately preceding the event giving rise to the claim.

25.4. Nothing in these Terms shall exclude or limit liability to the extent such liability cannot lawfully be excluded or limited.

26. INDEMNIFICATION

To the maximum extent permitted by Applicable Law, you agree to indemnify and hold harmless Simple RA Solutions Private Limited, its directors, officers, employees, affiliates, contractors, service providers and representatives from claims, losses, liabilities, damages, costs and reasonable legal expenses arising out of:

• a. your breach of these Terms;
• b. your violation of Applicable Law;
• c. your User Content;
• d. your infringement of third-party rights;
• e. misuse of the Platform;
• f. fraudulent or unauthorised activity associated with your account; or
• g. professional services or representations supplied by you through the Platform.

This indemnification shall not apply to the extent a claim arises solely from fraud, wilful misconduct or liability of Simple RA Solutions that cannot legally be transferred to you.

27. GRIEVANCE REDRESSAL

27.1. Users may submit complaints relating to the Platform to:

27.2. Complaints should contain sufficient information to identify the User, relevant transaction and nature of the complaint.

27.3. Complaints concerning the underlying research, recommendation or professional service may also need to be addressed to the relevant Professional and, where applicable, through the grievance mechanism prescribed by the relevant regulator.

27.4. Nothing in these Terms prevents a User from exercising any statutory or regulatory remedy available under Applicable Law.

28. REGULATORY AND LAW-ENFORCEMENT COOPERATION

28.1. Simple RA Solutions may cooperate with SEBI, RBI, law-enforcement agencies, courts, regulators, payment processors and other competent authorities where legally required.

28.2. We may disclose information where reasonably necessary to comply with:

• a. Applicable Law;
• b. court orders;
• c. regulatory directions;
• d. lawful governmental requests;
• e. fraud-prevention requirements; or
• f. cybersecurity requirements.

28.3. Where legally permissible, the Company may preserve relevant information pending a regulatory, legal, fraud or security investigation.

29. CHILD SAFETY

29.1. The Platform shall not be used for child sexual abuse or exploitation, grooming, trafficking, sexualisation of minors, creation or distribution of child sexual abuse material, or any other conduct that endangers children.

29.2. Accounts involved in such activity may be immediately suspended or terminated.

29.3. Where required or legally permitted, suspected unlawful activity may be reported to competent authorities.

29.4. Child-safety complaints may be submitted to:

30. ELECTRONIC COMMUNICATIONS

30.1. You consent to receiving electronic communications relating to your account, transactions, subscriptions, security, Platform operation and regulatory matters.

30.2. Where permitted by Applicable Law, electronic records and communications shall constitute valid records of communication between you and the Company.

30.3. Promotional communications shall be subject to applicable consent and opt-out requirements.

31. MODIFICATION OF TERMS

31.1. Simple RA Solutions may amend these Terms from time to time.

31.2. Amendments may be made to reflect:

• a. changes in the Platform;
• b. changes in business operations;
• c. changes in Applicable Law;
• d. regulatory requirements;
• e. technological developments; or
• f. security requirements.

31.3. The updated Terms shall be published on the Platform with a revised “Last Updated” date.

31.4. Where required by Applicable Law, material amendments shall be communicated to Users through appropriate means.

31.5. Continued use of the Platform after the effective date of revised Terms shall constitute acceptance of the revised Terms, to the extent legally permissible.

32. GOVERNING LAW

32.1. These Terms shall be governed by and interpreted in accordance with the laws of India.

32.2. Subject to mandatory statutory or regulatory remedies available to Users, disputes arising from these Terms or the Platform shall be subject to the jurisdiction of the competent courts having jurisdiction over the registered office of Simple RA Solutions Private Limited.

32.3. Nothing in this clause shall prevent a User from approaching a statutory, regulatory or consumer forum where such jurisdiction is mandatorily available under Applicable Law.

33. DISPUTE RESOLUTION

33.1. The Parties shall first attempt to resolve disputes relating to the Platform through good-faith communication.

33.2. A User should first contact Simple RA Solutions at:

33.3. Nothing in this clause prevents either Party from seeking urgent injunctive, regulatory or statutory relief where legally available.

33.4. Where a separate written agreement between Simple RA Solutions and a Professional contains a dispute-resolution clause, that clause shall govern disputes covered by that agreement.

34. FORCE MAJEURE

Simple RA Solutions shall not be liable for failure or delay caused by events beyond its reasonable control, including natural disasters, war, civil unrest, governmental restrictions, regulatory action, internet or telecommunications failures, cybersecurity incidents, infrastructure failures, payment-network failures, strikes, epidemics or other events beyond reasonable control.

35. ASSIGNMENT

35.1. You may not assign or transfer your rights or obligations under these Terms without the Company's prior written consent.

35.2. Simple RA Solutions may assign or transfer these Terms in connection with a merger, acquisition, restructuring, sale of assets, corporate reorganisation or transfer of the Platform, subject to Applicable Law.

36. SEVERABILITY

If any provision of these Terms is held to be invalid or unenforceable, that provision shall be modified or severed only to the extent necessary, and the remaining provisions shall remain in full force and effect.

37. NO WAIVER

Failure by Simple RA Solutions to enforce any provision of these Terms shall not constitute a waiver of its right to enforce that provision subsequently.

38. ENTIRE AGREEMENT

These Terms, together with the Privacy Policy, Refund and Cancellation Policy, Disclaimer, Community Guidelines and any other documents expressly incorporated by reference, constitute the entire agreement between you and Simple RA Solutions concerning your use of Simply RA, except where a separate written agreement expressly governs the relevant relationship.

39. RELATIONSHIP OF THE PARTIES

39.1. Nothing contained in these Terms creates a partnership, joint venture, employment, fiduciary, agency or franchise relationship between Simple RA Solutions and any User or Professional.

39.2. A Professional using the Platform operates independently and remains responsible for its own professional, regulatory, statutory and contractual obligations.

39.3. Use of Simply RA does not make Simple RA Solutions responsible for the Professional's underlying regulated activities.

40. NOTICES

40.1. Notices to Users may be provided through:

• a. email;
• b. the Platform;
• c. account notifications;
• d. registered contact information; or
• e. other legally permissible electronic means.

40.2. Notices to Simple RA Solutions shall be sent to:

41. CONTACT

For questions, complaints, refund requests, account issues, legal notices or Platform-related concerns:

42. USER ACKNOWLEDGEMENT AND ACCEPTANCE

BY ACCESSING, REGISTERING FOR, PURCHASING OR USING SIMPLY RA, YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

• 1. SIMPLY RA IS A TECHNOLOGY PLATFORM OPERATED BY SIMPLE RA SOLUTIONS PRIVATE LIMITED;
• 2. SIMPLE RA SOLUTIONS IS NOT, MERELY BY OPERATING THE PLATFORM, THE PROVIDER OF RESEARCH, INVESTMENT ADVICE OR OTHER REGULATED PROFESSIONAL SERVICES PROVIDED BY INDEPENDENT PROFESSIONALS;
• 3. PROFESSIONALS ARE RESPONSIBLE FOR THEIR OWN SERVICES, RESEARCH, RECOMMENDATIONS, DISCLOSURES AND REGULATORY COMPLIANCE;
• 4. YOU WILL NOT RELY ON SIMPLY RA OR SIMPLE RA SOLUTIONS AS PROVIDING INVESTMENT ADVICE UNLESS EXPRESSLY AND LAWFULLY IDENTIFIED OTHERWISE;
• 5. INVESTMENTS IN SECURITIES ARE SUBJECT TO MARKET RISKS;
• 6. YOU ARE RESPONSIBLE FOR YOUR USE OF THE PLATFORM AND FOR COMPLYING WITH APPLICABLE LAW;
• 7. YOU HAVE READ AND ACCEPTED THESE TERMS, THE PRIVACY POLICY AND OTHER APPLICABLE PLATFORM POLICIES; AND
• 8. YOUR ELECTRONIC ACCEPTANCE, INCLUDING CLICKING AN ACCEPTANCE BUTTON OR CONTINUING TO USE THE PLATFORM AFTER BEING PRESENTED WITH THESE TERMS, CONSTITUTES YOUR AGREEMENT TO BE BOUND BY THEM.